:root {
  --bg: #f4f7fb;
  --bg-soft: #eaf2ff;
  --surface: #ffffff;
  --surface-muted: #f8fbff;
  --ink: #0e2246;
  --ink-soft: #4f6385;
  --brand: #103f8a;
  --brand-deep: #08295f;
  --accent: #ff6212;
  --accent-deep: #dc4e00;
  --success: #1b8c6f;
  --line: rgba(16, 63, 138, 0.12);
  --line-strong: rgba(16, 63, 138, 0.22);
  --shadow: 0 20px 60px rgba(14, 34, 70, 0.14);
  --shadow-lg: 0 28px 80px rgba(8, 41, 95, 0.22);
  --radius-xl: 36px;
  --radius-lg: 28px;
  --radius-md: 20px;
  --radius-sm: 14px;
  --container: min(1180px, calc(100vw - 2rem));
  --section-space: clamp(4.75rem, 7vw, 6rem);
  --page-section-space: clamp(3.9rem, 6vw, 4.9rem);
  --card-pad: clamp(1.65rem, 2vw, 2rem);
  --stack-gap: 1rem;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Public Sans", sans-serif;
  background:
    radial-gradient(circle at top left, rgba(255, 98, 18, 0.07), transparent 24rem),
    linear-gradient(180deg, #ffffff 0%, var(--bg) 100%);
  color: var(--ink);
}

img {
  display: block;
  max-width: 100%;
}

figure {
  margin: 0;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
textarea,
select {
  font: inherit;
}

button {
  cursor: pointer;
}

.container {
  width: var(--container);
  margin: 0 auto;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip-link {
  position: absolute;
  left: 1rem;
  top: -3rem;
  z-index: 1000;
  padding: 0.75rem 1rem;
  background: var(--brand);
  color: #fff;
  border-radius: 999px;
}

.skip-link:focus {
  top: 1rem;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  backdrop-filter: blur(18px);
  background: rgba(255, 255, 255, 0.84);
  border-bottom: 1px solid rgba(16, 63, 138, 0.08);
}

.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 0;
}

.brand img {
  width: min(15rem, 52vw);
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 1.35rem;
  font-weight: 700;
  color: var(--ink-soft);
}

.site-header__social {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  margin-left: 0.35rem;
}

.social-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.55rem;
  height: 2.55rem;
  border: 1px solid rgba(16, 63, 138, 0.1);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.7);
  color: var(--brand);
  box-shadow: 0 10px 28px rgba(8, 41, 95, 0.08);
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease, background 180ms ease, color 180ms ease;
}

.social-link svg {
  width: 1.08rem;
  height: 1.08rem;
  fill: currentColor;
}

.social-link:hover,
.social-link:focus-visible {
  transform: translateY(-2px);
  border-color: rgba(16, 63, 138, 0.18);
  background: rgba(16, 63, 138, 0.06);
  color: var(--brand-deep);
  box-shadow: 0 16px 30px rgba(8, 41, 95, 0.12);
}

.site-nav a:hover,
.site-nav a:focus-visible,
.site-nav a.is-active {
  color: var(--brand);
}

.nav-toggle {
  display: none;
  width: 3rem;
  height: 3rem;
  padding: 0.65rem;
  border: 1px solid rgba(16, 63, 138, 0.14);
  background: rgba(255, 255, 255, 0.92);
  border-radius: 999px;
}

.nav-toggle span {
  display: block;
  height: 2px;
  margin: 0.28rem 0;
  border-radius: 999px;
  background: var(--brand);
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.55rem;
  min-height: 3.25rem;
  padding: 0.85rem 1.45rem;
  border: 1px solid transparent;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-deep) 100%);
  color: #fff;
  font-weight: 800;
  box-shadow: 0 16px 34px rgba(255, 98, 18, 0.28);
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease, background 180ms ease;
}

.button:hover,
.button:focus-visible {
  transform: translateY(-2px);
  box-shadow: 0 22px 40px rgba(255, 98, 18, 0.34);
}

.button--small {
  min-height: 2.9rem;
  padding-inline: 1.1rem;
}

.button--ghost {
  background: rgba(16, 63, 138, 0.06);
  color: var(--brand);
  border-color: rgba(16, 63, 138, 0.12);
  box-shadow: none;
}

.button--ghost:hover,
.button--ghost:focus-visible {
  box-shadow: none;
  border-color: rgba(16, 63, 138, 0.26);
}

.button--light {
  background: #ffffff;
  color: var(--brand);
  box-shadow: 0 16px 38px rgba(8, 41, 95, 0.2);
}

.section--deep .button--light,
.cta-band .button--light,
.page-hero__card--dark .button--light {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-deep) 100%);
  color: #fff;
  box-shadow: 0 16px 34px rgba(255, 98, 18, 0.28);
}

.button--ghost-light {
  background: transparent;
  color: #ffffff;
  border-color: rgba(255, 255, 255, 0.32);
  box-shadow: none;
}

.eyebrow {
  margin: 0 0 0.9rem;
  color: var(--accent);
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.eyebrow--light {
  color: rgba(255, 255, 255, 0.78);
}

.eyebrow--blue {
  color: var(--brand);
}

h1,
h2,
h3 {
  margin: 0;
  font-family: "Space Grotesk", sans-serif;
  line-height: 1.06;
  letter-spacing: -0.04em;
}

h1 {
  font-size: clamp(3rem, 6vw, 5.8rem);
  max-width: 12ch;
}

h2 {
  font-size: clamp(2rem, 3vw, 3.4rem);
  max-width: 15ch;
}

h3 {
  font-size: clamp(1.3rem, 2vw, 1.8rem);
}

p {
  margin: 0;
  line-height: 1.76;
  color: var(--ink-soft);
}

ul,
ol {
  margin: 0;
}

.hero,
.page-hero {
  position: relative;
  overflow: clip;
}

.hero {
  padding: 4.5rem 0 2.5rem;
}

.hero__backdrop,
.page-hero__backdrop {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.hero__backdrop {
  background:
    radial-gradient(circle at 10% 20%, rgba(255, 98, 18, 0.16), transparent 20rem),
    radial-gradient(circle at 82% 10%, rgba(16, 63, 138, 0.14), transparent 24rem),
    linear-gradient(180deg, rgba(234, 242, 255, 0.85) 0%, rgba(244, 247, 251, 0) 100%);
}

.hero__grid,
.page-hero__grid,
.content-grid,
.path-grid,
.reason-grid,
.coverage-band,
.process-grid,
.claims-layout,
.split-panel,
.info-grid,
.cta-grid,
.link-grid,
.contact-grid,
.footer-grid,
.stat-grid {
  display: grid;
  gap: 1.4rem;
}

.hero__grid {
  position: relative;
  grid-template-columns: minmax(0, 1.08fr) minmax(320px, 0.92fr);
  gap: 2rem;
  align-items: stretch;
}

.hero__copy,
.page-hero__copy {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.hero__copy {
  padding: 2rem 0 1rem;
}

.hero__lead,
.page-hero__lead {
  max-width: 62ch;
  font-size: 1.08rem;
}

.hero__actions,
.page-hero__actions,
.cta-band__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.9rem;
}

.pill-list,
.badge-list,
.mini-list,
.coverage-tags,
.support-list,
.feature-list,
.support-path-list {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  padding: 0;
  list-style: none;
}

.pill-list li,
.badge-list li,
.mini-list li {
  padding: 0.8rem 1rem;
  border: 1px solid rgba(16, 63, 138, 0.1);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.8);
  color: var(--ink);
  font-weight: 700;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.trust-card,
.path-card,
.reason-card,
.claims-card,
.info-card,
.link-card,
.contact-card,
.stat-card,
.support-card,
.faq-card,
.notice-box,
.page-hero__card {
  position: relative;
  display: grid;
  gap: var(--stack-gap);
  padding: var(--card-pad);
  border: 1px solid rgba(16, 63, 138, 0.08);
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.92);
  box-shadow: var(--shadow);
}

.trust-card strong,
.info-card strong,
.support-card strong {
  display: block;
  margin-bottom: 0.5rem;
  font-size: 1rem;
  color: var(--ink);
}

.quote-panel {
  position: relative;
  padding: 2rem;
  border-radius: var(--radius-xl);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.1), transparent 50%),
    linear-gradient(145deg, var(--brand) 0%, var(--brand-deep) 100%);
  color: #fff;
  box-shadow: var(--shadow-lg);
  isolation: isolate;
}

.quote-panel::after,
.page-hero__card--dark::after {
  content: "";
  position: absolute;
  inset: auto -8% -16% auto;
  width: 14rem;
  height: 14rem;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 98, 18, 0.82), rgba(255, 98, 18, 0));
  opacity: 0.75;
  z-index: -1;
}

.quote-panel h2,
.quote-panel p,
.quote-panel span,
.page-hero__card--dark h2,
.page-hero__card--dark h3,
.page-hero__card--dark p,
.page-hero__card--dark li,
.page-hero__card--dark strong {
  color: inherit;
}

.quote-panel__logo {
  width: 4.4rem;
  padding: 0.5rem;
  margin-bottom: 1rem;
  border-radius: 1.25rem;
  background: rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(10px);
}

.step-list,
.timeline,
.check-list,
.detail-list,
.claims-list,
.topic-list {
  display: grid;
  gap: 0.95rem;
  padding: 0;
  list-style: none;
}

.step-list li,
.timeline li {
  display: grid;
  gap: 0.3rem;
  padding-left: 1.2rem;
  border-left: 2px solid rgba(255, 255, 255, 0.18);
}

.step-list strong,
.timeline strong {
  font-size: 1.02rem;
}

.quote-panel__actions {
  margin-top: 1.4rem;
}

.quote-panel__note {
  margin-top: 1rem;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.96rem;
}

.signal-bar {
  padding: 0 0 1.25rem;
}

.signal-bar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  padding: 1rem 1.25rem;
  border: 1px solid rgba(16, 63, 138, 0.08);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.9);
  box-shadow: var(--shadow);
}

.signal-bar__inner ul {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  padding: 0;
  list-style: none;
  color: var(--brand);
  font-weight: 800;
}

.signal-bar__inner li {
  padding: 0.45rem 0.8rem;
  border-radius: 999px;
  background: rgba(16, 63, 138, 0.08);
}

.section {
  padding: var(--section-space) 0;
}

.section--soft {
  background: linear-gradient(180deg, rgba(234, 242, 255, 0.76), rgba(255, 255, 255, 0));
}

.section--deep {
  background:
    radial-gradient(circle at top right, rgba(255, 98, 18, 0.16), transparent 20rem),
    linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 100%);
  color: #fff;
}

.section-heading {
  display: grid;
  justify-items: center;
  gap: 1rem;
  margin-bottom: 3.35rem;
  text-align: center;
}

.section-heading p {
  max-width: 58ch;
}

.section-heading--left {
  justify-items: start;
  text-align: left;
}

.section-heading--light p,
.section-heading--light .eyebrow,
.section-heading--light h2 {
  color: #fff;
}

.path-grid,
.reason-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.path-card--accent {
  background:
    linear-gradient(180deg, rgba(255, 98, 18, 0.08), rgba(255, 98, 18, 0.01)),
    rgba(255, 255, 255, 0.92);
}

.path-card__label,
.link-card__label,
.stat-card__label {
  margin-bottom: 0.75rem;
  color: var(--brand);
  font-size: 0.86rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.feature-list,
.support-list,
.coverage-tags,
.support-path-list {
  display: grid;
  gap: 0.7rem;
  margin-top: 1.1rem;
}

.feature-list li,
.support-list li,
.coverage-tags li,
.check-list li,
.detail-list li,
.support-path-list li {
  position: relative;
  padding-left: 1.15rem;
}

.feature-list li::before,
.support-list li::before,
.coverage-tags li::before,
.check-list li::before,
.detail-list li::before,
.support-path-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.72rem;
  width: 0.45rem;
  height: 0.45rem;
  border-radius: 50%;
  background: var(--accent);
  transform: translateY(-50%);
}

.coverage-band,
.split-panel {
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: 1.5rem;
  align-items: start;
  padding: 2rem;
  margin-top: 1.6rem;
  border-radius: var(--radius-xl);
  background: linear-gradient(135deg, rgba(16, 63, 138, 0.95) 0%, rgba(8, 41, 95, 0.98) 100%);
  box-shadow: 0 30px 60px rgba(8, 41, 95, 0.24);
}

.coverage-band p,
.coverage-band h3,
.split-panel p,
.split-panel h3,
.split-panel li {
  color: #fff;
}

.coverage-tags {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-top: 0;
  color: #fff;
}

.coverage-tags li::before {
  background: #fff;
}

.process-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.process-card,
.timeline-card {
  padding: 1.75rem;
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(12px);
}

.process-card span,
.timeline-card span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.5rem;
  height: 2.5rem;
  margin-bottom: 1rem;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.14);
  font-weight: 800;
}

.process-card h3,
.process-card p,
.support-strip p,
.support-strip li {
  color: #fff;
}

.support-strip {
  display: grid;
  gap: 1rem;
  padding: 2rem;
  margin-top: 1.4rem;
  border-radius: var(--radius-xl);
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
}

.support-list {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.support-list li::before {
  background: #fff;
}

.claims-layout {
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, 0.85fr);
  align-items: start;
}

.claims-list li {
  padding: 1.35rem 1.4rem;
  border-left: 4px solid var(--accent);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  background: rgba(255, 255, 255, 0.88);
  box-shadow: var(--shadow);
}

.claims-list strong {
  display: block;
  margin-bottom: 0.35rem;
  font-size: 1.04rem;
  color: var(--ink);
}

.claims-card {
  position: sticky;
  top: 6.5rem;
  background: linear-gradient(180deg, rgba(16, 63, 138, 0.96), rgba(8, 41, 95, 1));
}

.claims-card h3,
.claims-card p,
.claims-card .small-copy {
  color: #fff;
}

.claims-card__divider {
  height: 1px;
  margin: 1rem 0;
  background: rgba(255, 255, 255, 0.18);
}

.small-copy {
  font-size: 0.95rem;
  opacity: 0.82;
}

.faq-list {
  display: grid;
  gap: 1.1rem;
  max-width: 56rem;
  margin: 0 auto;
}

.faq-list details {
  padding: 1.45rem 1.5rem;
  border: 1px solid rgba(16, 63, 138, 0.1);
  border-radius: var(--radius-md);
  background: #fff;
  box-shadow: var(--shadow);
}

.faq-list summary {
  cursor: pointer;
  list-style: none;
  font-weight: 800;
  color: var(--ink);
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list details p {
  margin-top: 1rem;
}

.cta-band {
  padding: clamp(5rem, 7vw, 6rem) 0;
  background: linear-gradient(135deg, rgba(255, 98, 18, 0.95) 0%, rgba(220, 78, 0, 0.96) 100%);
}

.cta-band__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 2rem;
}

.cta-band__inner h2,
.cta-band__inner p {
  color: #fff;
}

.page-hero {
  padding: 3.65rem 0 2rem;
}

.page-hero__backdrop {
  background:
    radial-gradient(circle at 15% 15%, rgba(255, 98, 18, 0.12), transparent 18rem),
    radial-gradient(circle at 88% 0%, rgba(16, 63, 138, 0.14), transparent 24rem),
    linear-gradient(180deg, rgba(234, 242, 255, 0.88) 0%, rgba(255, 255, 255, 0.28) 100%);
}

.page-hero__grid {
  position: relative;
  grid-template-columns: minmax(0, 1.1fr) minmax(280px, 0.9fr);
  align-items: center;
}

.page-hero h1 {
  max-width: 10ch;
  font-size: clamp(2.7rem, 5vw, 4.8rem);
}

.page-hero__card--dark {
  background: linear-gradient(145deg, var(--brand) 0%, var(--brand-deep) 100%);
  color: #fff;
  border-color: transparent;
  box-shadow: var(--shadow-lg);
}

.page-hero__card h3 {
  margin-bottom: 0.8rem;
}

.page-hero__card--media {
  gap: 1rem;
}

.page-hero__card-media {
  margin: -0.25rem -0.25rem 1rem;
}

.page-hero__card-media img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  border-radius: 22px;
  border: 1px solid rgba(16, 63, 138, 0.08);
}

.page-hero__card .check-list li::before,
.page-hero__card .detail-list li::before {
  background: #fff;
}

.breadcrumb {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
  align-items: center;
  margin-bottom: 1.55rem;
  color: var(--ink-soft);
  font-size: 0.96rem;
}

.breadcrumb a {
  color: var(--brand);
  font-weight: 700;
}

.page-section {
  padding: var(--page-section-space) 0;
}

main > .page-section:last-child,
main > .page-media-strip:last-child,
main > .section:last-child,
main > .cta-band:last-child {
  padding-bottom: clamp(4.9rem, 8vw, 6.4rem);
}

.content-grid {
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
  align-items: start;
}

.content-grid--equal,
.info-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.info-grid--thirds,
.link-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.link-card {
  display: flex;
  flex-direction: column;
  gap: 0.8rem;
}

.link-card h3 {
  margin-bottom: 0;
}

.link-card__arrow {
  color: var(--brand);
  font-weight: 800;
}

.notice-box {
  border-color: rgba(255, 98, 18, 0.16);
  background:
    linear-gradient(180deg, rgba(255, 98, 18, 0.08), rgba(255, 255, 255, 0.9)),
    #fff;
}

.stat-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  margin-top: 1.6rem;
}

.stat-card strong {
  display: block;
  margin-top: 0.5rem;
  font-size: 1.1rem;
  color: var(--ink);
}

.quote-form {
  padding: 1.7rem;
  border: 1px solid rgba(16, 63, 138, 0.08);
  border-radius: var(--radius-xl);
  background: rgba(255, 255, 255, 0.92);
  box-shadow: var(--shadow);
}

.quote-form__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.field {
  display: grid;
  gap: 0.45rem;
}

.field--full {
  grid-column: 1 / -1;
}

.field label {
  font-weight: 700;
  color: var(--ink);
}

.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 0.9rem 1rem;
  border: 1px solid rgba(16, 63, 138, 0.16);
  border-radius: 16px;
  background: #fff;
  color: var(--ink);
}

.field textarea {
  min-height: 8rem;
  resize: vertical;
}

.form-note {
  margin: 1rem 0 1.2rem;
  font-size: 0.95rem;
}

.quote-results {
  display: none;
  margin-top: 1.25rem;
  padding: 1rem;
  border: 1px solid rgba(16, 63, 138, 0.12);
  border-radius: var(--radius-sm);
  background: var(--surface-muted);
}

.quote-results--loading,
.quote-results--error,
.quote-results--success {
  display: block;
}

.quote-results--error {
  border-color: rgba(220, 78, 0, 0.26);
  background: rgba(255, 98, 18, 0.08);
}

.quote-results h3 {
  margin: 0 0 0.85rem;
}

.quote-results p {
  margin: 0;
}

.quote-results__grid {
  display: grid;
  gap: 0.75rem;
}

.quote-option {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.95rem;
  border: 1px solid rgba(16, 63, 138, 0.1);
  border-radius: var(--radius-sm);
  background: #fff;
  cursor: pointer;
  transition: border-color 180ms ease, box-shadow 180ms ease, transform 180ms ease;
}

.quote-option:hover,
.quote-option:focus-visible {
  border-color: rgba(16, 63, 138, 0.28);
  box-shadow: 0 14px 30px rgba(8, 41, 95, 0.1);
  outline: none;
  transform: translateY(-1px);
}

.quote-option.is-selected {
  border-color: var(--accent);
  box-shadow: 0 16px 34px rgba(255, 98, 18, 0.18);
}

.quote-option h4 {
  margin: 0 0 0.35rem;
}

.quote-option strong {
  color: var(--brand);
  white-space: nowrap;
}

.quote-option__body {
  min-width: 0;
}

.quote-option__action {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.quote-option__button {
  min-height: 2.65rem;
  padding-inline: 1rem;
  box-shadow: none;
}

.checkout-summary {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(20rem, 0.85fr);
  gap: 1rem;
}

.checkout-summary--ready {
  align-items: start;
}

.checkout-summary__panel {
  padding: 1.35rem;
  border: 1px solid rgba(16, 63, 138, 0.08);
  border-radius: var(--radius-md);
  background: #fff;
  box-shadow: var(--shadow);
}

.checkout-summary__panel h2 {
  margin: 0 0 1rem;
}

.checkout-details {
  display: grid;
  gap: 0.8rem;
  margin: 0;
}

.checkout-details div {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding-bottom: 0.8rem;
  border-bottom: 1px solid rgba(16, 63, 138, 0.08);
}

.checkout-details div:last-child {
  padding-bottom: 0;
  border-bottom: 0;
}

.checkout-details dt {
  color: var(--ink-soft);
  font-weight: 700;
}

.checkout-details dd {
  margin: 0;
  color: var(--ink);
  font-weight: 800;
  text-align: right;
}

.payment-placeholder {
  display: grid;
  gap: 0.45rem;
  margin-bottom: 1rem;
  padding: 1rem;
  border: 1px solid rgba(255, 98, 18, 0.16);
  border-radius: var(--radius-sm);
  background: rgba(255, 98, 18, 0.08);
}

.payment-placeholder p {
  margin: 0;
}

.payment-form-placeholder {
  display: grid;
  gap: 1rem;
}

.payment-actions {
  display: grid;
  gap: 0.75rem;
}

.payment-status {
  margin: 0;
  color: var(--ink-soft);
  font-weight: 700;
}

.checkout-complete-status {
  margin-top: 1.25rem;
  padding: 1rem;
  border: 1px solid rgba(16, 63, 138, 0.14);
  border-radius: var(--radius-sm);
  background: rgba(255, 255, 255, 0.92);
}

.checkout-complete-status--success {
  border-color: rgba(27, 140, 111, 0.28);
}

.checkout-complete-status--error {
  border-color: rgba(220, 78, 0, 0.28);
}

.checkout-complete-status p {
  margin: 0;
  font-weight: 700;
}

.checkout-complete-status p + p {
  margin-top: 0.5rem;
}

.contact-grid,
.footer-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.footer-grid {
  align-items: start;
  gap: 2.8rem;
}

.contact-card h3,
.support-card h3 {
  margin-bottom: 0.75rem;
}

.support-path-list {
  display: grid;
  margin-top: 1rem;
}

.site-footer {
  padding: 4.9rem 0 3.3rem;
  background: #081b39;
}

.site-footer__brand {
  display: grid;
  gap: 1rem;
  align-content: start;
  max-width: 21rem;
}

.site-footer__brand img {
  display: block;
  width: 4.9rem;
  height: auto;
  margin-bottom: 0;
  filter: none;
}

.site-footer__brand p,
.site-footer__group a,
.legal-copy p,
.site-footer__eyebrow {
  color: rgba(255, 255, 255, 0.76);
}

.site-footer__eyebrow {
  margin-bottom: 0.8rem;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.site-footer__group {
  display: grid;
  gap: 0.9rem;
  align-content: start;
}

.site-footer__group a:hover,
.site-footer__group a:focus-visible {
  color: #fff;
}

.legal-copy {
  padding-top: 1.75rem;
  margin-top: 2.35rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.page-cta {
  padding: 1.4rem;
  border: 1px solid rgba(16, 63, 138, 0.08);
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.92);
  box-shadow: var(--shadow);
}

.page-cta h3 {
  margin-bottom: 0.8rem;
}

body.modal-open {
  overflow: hidden;
}

.quote-modal {
  position: fixed;
  inset: 0;
  z-index: 300;
  display: grid;
  place-items: center;
  padding: 1rem;
  opacity: 0;
  pointer-events: none;
  transition: opacity 180ms ease;
}

.quote-modal.is-open {
  opacity: 1;
  pointer-events: auto;
}

.quote-modal__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(5, 18, 45, 0.64);
  backdrop-filter: blur(10px);
}

.quote-modal__dialog {
  position: relative;
  width: min(760px, calc(100vw - 2rem));
  padding: 1.75rem;
  border-radius: 32px;
  background: linear-gradient(180deg, #ff6212 0%, #ff5600 100%);
  box-shadow: 0 32px 80px rgba(5, 18, 45, 0.34);
}

.quote-modal__header {
  display: grid;
  gap: 0.7rem;
  margin-bottom: 1.2rem;
}

.quote-modal__header h2,
.quote-modal__header p,
.quote-modal__eyebrow {
  color: #fff;
}

.quote-modal__eyebrow {
  margin: 0;
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.quote-modal__close {
  position: absolute;
  top: 0.85rem;
  right: 0.85rem;
  width: 2.8rem;
  height: 2.8rem;
  border: 0;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.18);
  color: #fff;
  font-size: 1.6rem;
  line-height: 1;
}

.quote-modal__submit {
  width: 100%;
  min-height: 3.5rem;
  background: linear-gradient(135deg, var(--brand) 0%, var(--brand-deep) 100%);
  color: #fff;
  box-shadow: 0 18px 36px rgba(5, 18, 45, 0.24);
}

.quote-modal__submit:hover,
.quote-modal__submit:focus-visible {
  box-shadow: 0 24px 44px rgba(5, 18, 45, 0.3);
}

.hero--sales {
  padding: 2.1rem 0 4rem;
  background:
    radial-gradient(circle at 12% 18%, rgba(255, 255, 255, 0.08), transparent 20rem),
    radial-gradient(circle at 88% 0%, rgba(255, 98, 18, 0.15), transparent 20rem),
    linear-gradient(180deg, #163a84 0%, #103f8a 48%, #0b3477 100%);
}

.hero__backdrop--sales {
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.06) 0%, rgba(255, 255, 255, 0) 100%);
}

.hero__grid--sales {
  grid-template-columns: minmax(0, 1.02fr) minmax(360px, 0.98fr);
  gap: 2.5rem;
  align-items: start;
}

.hero__copy--sales {
  padding: 2rem 0 0;
  gap: 1.3rem;
}

.hero--sales h1,
.hero--sales h2,
.hero--sales h3,
.hero--sales strong,
.hero--sales li {
  color: #fff;
}

.hero__lead--light,
.hero__sublead,
.hero-form__intro,
.hero-form__trust p,
.hero-intro-card p,
.hero-proof-list li {
  color: rgba(255, 255, 255, 0.9);
}

.hero-offer-badge {
  display: inline-grid;
  gap: 0.4rem;
  width: fit-content;
  padding: 1.15rem 1.45rem;
  border-radius: 24px;
  background: linear-gradient(135deg, #ff7b26 0%, #ff5600 100%);
  border: 1px solid rgba(255, 255, 255, 0.18);
  box-shadow: 0 22px 48px rgba(255, 86, 0, 0.34);
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease;
}

.hero-offer-badge strong {
  color: #fff;
  font-size: 1.4rem;
  font-weight: 800;
  line-height: 1.2;
}

.hero-offer-badge span {
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.98rem;
  font-weight: 600;
  line-height: 1.35;
}

.hero-offer-badge:hover,
.hero-offer-badge:focus-visible {
  transform: translateY(-2px);
  background: linear-gradient(135deg, #ff8a3b 0%, #ff6212 100%);
  box-shadow: 0 28px 56px rgba(255, 86, 0, 0.42);
}

.hero-intro-card {
  display: grid;
  gap: 0.9rem;
  max-width: 42rem;
  padding: 1.45rem 1.5rem;
  border-radius: 24px;
  background: rgba(7, 23, 55, 0.22);
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.hero-intro-card__title {
  color: #fff;
  font-size: 1.12rem;
  font-weight: 800;
}

.hero-steps {
  display: grid;
  gap: 0.6rem;
  padding-left: 1.4rem;
}

.hero-steps li {
  padding-left: 0.2rem;
  line-height: 1.65;
}

.hero-proof-list {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.9rem;
  padding: 0;
  margin: 0;
  list-style: none;
}

.hero-proof-list li {
  position: relative;
  display: grid;
  gap: 0.35rem;
  align-content: start;
  min-height: 4.4rem;
  padding: 0.95rem 1rem 0.95rem 2.4rem;
  border-radius: 18px;
  background: rgba(7, 23, 55, 0.18);
  border: 1px solid rgba(255, 255, 255, 0.1);
  color: #fff;
  font-size: 0.98rem;
  font-weight: 700;
  line-height: 1.35;
}

.hero-proof-list li::before {
  content: "";
  position: absolute;
  left: 1rem;
  top: 1.25rem;
  width: 0.82rem;
  height: 0.82rem;
  border-radius: 50%;
  background:
    radial-gradient(circle at center, #ff9e69 0 38%, transparent 42%),
    rgba(255, 255, 255, 0.18);
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.16);
}

.hero-form-panel {
  position: relative;
}

.hero-form {
  display: grid;
  gap: 1.2rem;
  padding: 2rem;
  border-radius: var(--radius-xl);
  background: linear-gradient(180deg, #ff6212 0%, #ff5600 100%);
  box-shadow: 0 26px 70px rgba(6, 25, 62, 0.32);
}

.hero-form__eyebrow {
  margin: 0;
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.84rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.hero-form h2 {
  max-width: 10ch;
  color: #fff;
  font-size: clamp(2rem, 3vw, 3rem);
}

.hero-form__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.hero-form__field {
  display: grid;
  gap: 0.45rem;
}

.hero-form__field--full {
  grid-column: 1 / -1;
}

.hero-form__field label {
  color: #fff;
  font-size: 0.9rem;
  font-weight: 800;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}

.hero-form__field input {
  width: 100%;
  min-height: 3.5rem;
  padding: 0.95rem 1rem;
  border: 0;
  border-radius: 14px;
  background: #f4f6f9;
  color: var(--ink);
  box-shadow: inset 0 0 0 1px rgba(16, 63, 138, 0.08);
}

.hero-form__field input::placeholder {
  color: #8491a7;
}

.hero-form__field--cta {
  align-content: end;
}

.hero-form__submit {
  width: 100%;
  min-height: 3.5rem;
  background: linear-gradient(180deg, #133e8b 0%, #0b3477 100%);
  box-shadow: 0 18px 30px rgba(19, 62, 139, 0.22);
}

.hero-form__trust {
  display: grid;
  gap: 0.8rem;
}

.hero-form__trust-box {
  display: grid;
  gap: 0.2rem;
  padding: 1rem 1.1rem;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.16);
  color: #fff;
}

.hero-form__trust-box strong {
  color: #fff;
  font-size: 0.98rem;
}

.home-image-band {
  position: relative;
  z-index: 2;
  margin-top: 0;
  padding: 2.4rem 0;
}

.home-image-band__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.2rem;
}

.image-story-card {
  overflow: hidden;
  border-radius: 28px;
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid rgba(16, 63, 138, 0.08);
  box-shadow: var(--shadow);
}

.image-story-card img,
.story-split__image img,
.home-path-card__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.image-story-card img {
  aspect-ratio: 1 / 1;
}

.image-story-card__body,
.home-path-card__copy {
  display: grid;
  gap: 0.85rem;
  padding: 1.4rem 1.45rem 1.55rem;
}

.image-story-card__eyebrow {
  color: var(--brand);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.story-split {
  display: grid;
  grid-template-columns: minmax(0, 0.94fr) minmax(0, 1.06fr);
  gap: 2rem;
  align-items: center;
}

.page-media-strip {
  padding: 2.6rem 0 2.35rem;
}

.page-media-strip__grid {
  display: grid;
  grid-template-columns: minmax(300px, 0.96fr) minmax(0, 1.04fr);
  gap: 2rem;
  align-items: center;
  padding: 0;
}

.page-media-strip__image {
  overflow: hidden;
  border-radius: var(--radius-xl);
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid rgba(16, 63, 138, 0.08);
  box-shadow: var(--shadow);
}

.page-media-strip__image img {
  width: 100%;
  height: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
}

.page-media-strip__copy {
  display: grid;
  gap: 1.3rem;
}

.page-media-strip__copy h2 {
  max-width: 13ch;
}

.page-media-strip__copy .button,
.story-split__copy .button,
.home-path-card__copy .button,
.image-story-card__body .button,
.page-cta .button {
  justify-self: start;
}

.story-split__image {
  overflow: hidden;
  border-radius: var(--radius-xl);
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid rgba(16, 63, 138, 0.08);
  box-shadow: var(--shadow);
}

.story-split__copy {
  display: grid;
  gap: 1.1rem;
}

.story-split__title--feature {
  max-width: 10ch;
  font-size: clamp(2.6rem, 4.2vw, 4.2rem);
  line-height: 0.98;
}

.story-split__intro--compact {
  max-width: 42rem;
  font-size: 0.96rem;
  line-height: 1.65;
}

.story-split__support-line {
  max-width: 42rem;
  font-size: 1rem;
}

.story-split__copy .detail-list {
  margin-top: 0.2rem;
}

.exclusion-groups {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1.2rem 1.4rem;
}

.exclusion-group {
  display: grid;
  gap: 0.6rem;
  align-content: start;
}

.exclusion-group h3 {
  margin: 0;
  color: var(--ink);
  font-size: 1rem;
  font-weight: 800;
}

.detail-list--grouped {
  gap: 0.52rem;
  margin: 0;
}

.detail-list--grouped li {
  font-size: 0.96rem;
}

.story-split__image img,
.home-path-card__image img {
  aspect-ratio: 5 / 4;
}

.home-path-grid {
  display: grid;
  gap: 1.8rem;
}

.section--plan-highlight {
  background:
    radial-gradient(circle at 14% 18%, rgba(255, 255, 255, 0.08), transparent 20rem),
    radial-gradient(circle at 88% 0%, rgba(255, 98, 18, 0.12), transparent 18rem),
    linear-gradient(180deg, #163a84 0%, #103f8a 48%, #0b3477 100%);
}

.section--plan-highlight .section-heading h2,
.section--plan-highlight .section-heading p {
  color: #fff;
}

.section--plan-highlight .section-heading .eyebrow {
  color: #ff7b26;
}

.section--plan-highlight .home-path-card .path-card__label {
  margin-bottom: 0.95rem;
  font-size: 1.04rem;
  letter-spacing: 0.1em;
}

.section--plan-highlight .home-path-card h3 {
  font-size: clamp(2rem, 2.4vw, 2.55rem);
  line-height: 1.02;
}

.home-path-card {
  display: grid;
  grid-template-columns: minmax(260px, 0.88fr) minmax(0, 1.12fr);
  gap: 1.4rem;
  overflow: hidden;
  border-radius: var(--radius-xl);
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid rgba(16, 63, 138, 0.08);
  box-shadow: var(--shadow);
}

.home-path-card--reverse {
  grid-template-columns: minmax(0, 1.12fr) minmax(260px, 0.88fr);
}

.home-path-card--reverse .home-path-card__image {
  order: 2;
}

.story-split--deep {
  grid-template-columns: minmax(0, 1.04fr) minmax(300px, 0.96fr);
  align-items: stretch;
}

.story-split--deep .story-split__copy h2,
.story-split--deep .story-split__copy p,
.story-split--deep .story-split__copy li {
  color: #fff;
}

.section--claims-highlight {
  background:
    radial-gradient(circle at top right, rgba(255, 255, 255, 0.14), transparent 18rem),
    linear-gradient(135deg, #ff7b26 0%, #ff5600 100%);
}

.section--claims-highlight .eyebrow {
  color: #ffe2d1;
}

.section--claims-highlight .button--light {
  background: linear-gradient(180deg, #133e8b 0%, #0b3477 100%);
  color: #fff;
  box-shadow: 0 18px 30px rgba(19, 62, 139, 0.22);
}

.section--claims-highlight .button--light:hover,
.section--claims-highlight .button--light:focus-visible {
  box-shadow: 0 24px 42px rgba(19, 62, 139, 0.3);
}

.section--claims-highlight .story-split__image--framed {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.18);
}

.story-split__image--framed {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.12);
}

.info-card p + p,
.notice-box p + p,
.home-path-card__copy p + p {
  margin-top: 0.2rem;
}

.blog-feature {
  overflow: hidden;
  border: 1px solid rgba(16, 63, 138, 0.08);
  border-radius: var(--radius-xl);
  background: rgba(255, 255, 255, 0.96);
  box-shadow: var(--shadow);
}

.blog-feature__grid,
.blog-spotlight__grid {
  display: grid;
  grid-template-columns: minmax(320px, 0.96fr) minmax(0, 1.04fr);
  align-items: stretch;
}

.blog-feature__media img,
.blog-spotlight__media img,
.blog-card__media img,
.article-hero__media img,
.article-cta__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.blog-feature__media img,
.blog-spotlight__media img {
  aspect-ratio: 4 / 3;
}

.blog-feature__body,
.blog-spotlight__body,
.blog-card__body,
.topic-card,
.article-glance__card,
.article-cta__copy {
  display: grid;
  gap: 1rem;
}

.blog-feature__body {
  padding: clamp(1.7rem, 2vw, 2.2rem);
  align-content: start;
}

.blog-hub-hero {
  display: grid;
  gap: 2rem;
}

.blog-hub-hero__intro {
  display: grid;
  gap: 1.35rem;
  max-width: 72ch;
}

.blog-spotlight {
  overflow: hidden;
  border: 1px solid rgba(16, 63, 138, 0.08);
  border-radius: var(--radius-xl);
  background: rgba(255, 255, 255, 0.98);
  box-shadow: var(--shadow);
}

.blog-spotlight__body {
  padding: clamp(1.7rem, 2vw, 2.2rem);
  align-content: start;
}

.blog-spotlight__body h2 {
  max-width: 18ch;
}

.blog-chip-row,
.article-meta,
.article-chip-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem;
  padding: 0;
  margin: 0;
  list-style: none;
}

.blog-chip,
.article-meta li,
.article-chip {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.55rem 0.8rem;
  border-radius: 999px;
  background: rgba(16, 63, 138, 0.06);
  color: var(--brand);
  font-size: 0.9rem;
  font-weight: 700;
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.65rem;
  align-items: stretch;
}

.blog-card {
  overflow: hidden;
  border: 1px solid rgba(16, 63, 138, 0.08);
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.96);
  box-shadow: var(--shadow);
}

.blog-card__media img {
  aspect-ratio: 4 / 3;
}

.blog-card__body {
  padding: 1.45rem;
  height: 100%;
  align-content: start;
}

.blog-card__body h3 {
  max-width: 19ch;
}

.topic-card h3 {
  max-width: 17ch;
}

.blog-card__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  color: var(--ink-soft);
  font-size: 0.92rem;
  font-weight: 700;
}

.blog-card__link {
  color: var(--brand);
  font-weight: 800;
  margin-top: auto;
}

.blog-card__link:hover,
.blog-card__link:focus-visible {
  color: var(--brand-deep);
}

.topic-grid,
.article-glance__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.4rem;
}

.topic-card,
.article-glance__card {
  padding: 1.5rem;
  border: 1px solid rgba(16, 63, 138, 0.08);
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.92);
  box-shadow: var(--shadow);
}

.topic-card__list {
  display: grid;
  gap: 0.8rem;
  padding: 0;
  margin: 0;
  list-style: none;
}

.topic-card__list li {
  position: relative;
  padding-left: 1rem;
  color: var(--ink-soft);
}

.topic-card__list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.8rem;
  width: 0.42rem;
  height: 0.42rem;
  border-radius: 50%;
  background: var(--accent);
  transform: translateY(-50%);
}

.article-hero__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(320px, 0.98fr);
  gap: 2rem;
  align-items: center;
}

.article-hero__copy {
  display: grid;
  gap: 1.35rem;
}

.article-hero__copy h1 {
  max-width: 10ch;
}

.article-hero__summary {
  max-width: 64ch;
  font-size: 1.08rem;
}

.article-hero__media {
  overflow: hidden;
  border-radius: var(--radius-xl);
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid rgba(16, 63, 138, 0.08);
  box-shadow: var(--shadow-lg);
}

.article-hero__media img {
  aspect-ratio: 5 / 4;
}

.article-prose {
  display: grid;
  gap: 1.5rem;
  max-width: 72ch;
}

.article-prose h2,
.article-prose h3 {
  max-width: none;
}

.article-prose p + p,
.article-prose ul + p,
.article-prose ol + p {
  margin-top: 0.15rem;
}

.article-prose ul,
.article-prose ol {
  display: grid;
  gap: 0.8rem;
  padding-left: 1.2rem;
  color: var(--ink-soft);
}

.article-prose li {
  line-height: 1.76;
}

.article-callout {
  padding: 1.5rem;
  border: 1px solid rgba(16, 63, 138, 0.08);
  border-radius: var(--radius-lg);
  background:
    linear-gradient(180deg, rgba(255, 98, 18, 0.06), rgba(255, 255, 255, 0.92)),
    rgba(255, 255, 255, 0.92);
  box-shadow: var(--shadow);
}

.article-callout h3,
.article-callout p,
.article-callout li {
  color: inherit;
}

.article-callout ul {
  padding-left: 1.2rem;
}

.article-cta {
  overflow: hidden;
  border-radius: var(--radius-xl);
  background:
    radial-gradient(circle at top right, rgba(255, 98, 18, 0.18), transparent 16rem),
    linear-gradient(145deg, rgba(16, 63, 138, 0.08), rgba(255, 255, 255, 0.96));
  border: 1px solid rgba(16, 63, 138, 0.08);
  box-shadow: var(--shadow);
}

.article-cta__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(280px, 0.92fr);
  gap: 1.6rem;
  align-items: center;
  padding: clamp(1.7rem, 2vw, 2.2rem);
}

.article-cta__media {
  overflow: hidden;
  border-radius: 24px;
  box-shadow: var(--shadow);
}

.article-cta__media img {
  aspect-ratio: 4 / 3;
}

.blog-index-page .page-hero {
  background: linear-gradient(180deg, rgba(243, 247, 255, 0.95), rgba(255, 255, 255, 0.98));
}

.blog-index-page .page-hero__backdrop {
  display: none;
}

.blog-index-page .page-hero h1 {
  max-width: 13ch;
}

@media (max-width: 1080px) {
  .hero__grid,
  .page-hero__grid,
  .content-grid,
  .content-grid--equal,
  .path-grid,
  .reason-grid,
  .coverage-band,
  .process-grid,
  .claims-layout,
  .split-panel,
  .info-grid,
  .info-grid--thirds,
  .link-grid,
  .contact-grid,
  .footer-grid,
  .stat-grid,
  .home-image-band__grid,
  .story-split,
  .home-path-card,
  .story-split--deep,
  .page-media-strip__grid,
  .blog-feature__grid,
  .blog-spotlight__grid,
  .blog-grid,
  .topic-grid,
  .article-glance__grid,
  .article-hero__grid,
  .article-cta__grid {
    grid-template-columns: 1fr;
  }

  .trust-grid,
  .support-list,
  .exclusion-groups {
    grid-template-columns: 1fr;
  }

  .hero-proof-list {
    grid-template-columns: 1fr;
  }

  .coverage-tags {
    grid-template-columns: 1fr;
  }

  .signal-bar__inner,
  .cta-band__inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .claims-card {
    position: static;
  }

  .home-path-card--reverse .home-path-card__image {
    order: 0;
  }

  .site-header__inner {
    gap: 0.8rem;
  }

  .brand img {
    width: min(13.5rem, 40vw);
  }

  .hero__copy--sales {
    padding-top: 0.5rem;
  }

  .hero-offer-badge {
    max-width: 24rem;
  }

  .hero-proof-list {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .section-heading {
    margin-bottom: 2.6rem;
  }

  .section--plan-highlight .home-path-card h3 {
    font-size: clamp(1.85rem, 4vw, 2.3rem);
  }

  .home-image-band {
    padding: 2rem 0;
  }
}

@media (max-width: 780px) {
  .site-header__inner {
    flex-wrap: wrap;
    gap: 0.75rem;
  }

  .nav-toggle {
    display: inline-flex;
    flex-direction: column;
    justify-content: center;
    margin-left: auto;
  }

  .site-nav {
    display: none;
    width: 100%;
    flex-direction: column;
    align-items: stretch;
    padding: 1rem;
    border: 1px solid rgba(16, 63, 138, 0.08);
    border-radius: 1.2rem;
    background: rgba(255, 255, 255, 0.96);
  }

  .site-nav.is-open {
    display: flex;
  }

  .site-header__social {
    width: 100%;
    justify-content: center;
    padding-top: 0.15rem;
  }

  .brand img {
    width: min(12rem, 62vw);
  }

  .site-nav .button {
    width: 100%;
  }

  .hero,
  .page-hero {
    padding-top: 3rem;
  }

  .hero--sales {
    padding-top: 2rem;
  }

  .hero__copy--sales {
    padding-top: 0;
    gap: 1rem;
  }

  .hero-offer-badge {
    width: 100%;
    max-width: none;
    padding: 1rem 1.15rem;
  }

  .hero-offer-badge strong {
    font-size: 1.22rem;
  }

  .hero-offer-badge span {
    font-size: 0.92rem;
  }

  .hero-intro-card,
  .hero-form {
    padding: 1.35rem;
  }

  .hero-form h2 {
    max-width: none;
    font-size: clamp(1.75rem, 8vw, 2.4rem);
  }

  .hero-proof-list {
    grid-template-columns: 1fr;
    gap: 0.75rem;
  }

  .hero-proof-list li {
    min-height: auto;
    padding: 0.85rem 0.95rem 0.85rem 2.3rem;
  }

  .quote-panel,
  .page-hero__card,
  .path-card,
  .reason-card,
  .claims-card,
  .support-strip,
  .coverage-band,
  .split-panel,
  .quote-form,
  .trust-card,
  .info-card,
  .link-card,
  .contact-card,
  .notice-box,
  .page-cta {
    padding: 1.4rem;
  }

  .section,
  .page-section,
  .cta-band {
    padding: 4.25rem 0;
  }

  .quote-form__grid,
  .hero-form__grid {
    grid-template-columns: 1fr;
  }

  .quote-option {
    align-items: flex-start;
    flex-direction: column;
  }

  .quote-option__action {
    align-items: flex-start;
    flex-direction: column;
  }

  .checkout-summary {
    grid-template-columns: 1fr;
  }

  .checkout-details div {
    align-items: flex-start;
    flex-direction: column;
  }

  .checkout-details dd {
    text-align: left;
  }

  .article-hero__copy h1,
  .blog-feature__body h2,
  .blog-card__body h3,
  .topic-card h3 {
    max-width: none;
  }

  .quote-modal__dialog {
    padding: 1.25rem;
  }

  .home-image-band {
    padding: 1.7rem 0;
  }

  .home-image-band__grid {
    gap: 1rem;
  }

  .image-story-card img {
    aspect-ratio: 4 / 5;
  }

  .story-split__title--feature {
    max-width: none;
  }

  .section--plan-highlight .home-path-card .path-card__label {
    font-size: 0.94rem;
  }

  .section--plan-highlight .home-path-card h3 {
    font-size: clamp(1.55rem, 7vw, 1.95rem);
  }
}

@media (max-width: 560px) {
  :root {
    --container: min(100vw - 1.25rem, 100rem);
  }

  h1 {
    font-size: clamp(2.5rem, 12vw, 4rem);
  }

  .brand img {
    width: min(10.75rem, 72vw);
  }

  .site-header__inner {
    padding: 0.8rem 0;
  }

  .hero-offer-badge {
    padding: 0.95rem 1rem;
  }

  .hero-offer-badge strong {
    font-size: 1.08rem;
  }

  .hero-offer-badge span {
    font-size: 0.86rem;
  }

  .hero-intro-card,
  .hero-form {
    padding: 1.2rem;
    border-radius: 20px;
  }

  .hero-form__field input {
    min-height: 3.25rem;
  }

  .section-heading {
    margin-bottom: 2.1rem;
  }

  .home-image-band {
    padding: 1.45rem 0;
  }

  .image-story-card__body,
  .home-path-card__copy {
    padding: 1.15rem 1.1rem 1.2rem;
  }

  .signal-bar__inner,
  .claims-list li {
    padding: 1rem;
  }

  .button,
  .button--small,
  .hero__actions .button,
  .page-hero__actions .button,
  .cta-band__actions .button {
    width: 100%;
  }

  .pill-list li,
  .badge-list li,
  .mini-list li {
    width: 100%;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}